Running a business is time consuming enough, without having to worry about protection for your employees.
We can help your employees benefit from the peace of mind that they have essential cover in place, should the worst happen.
Group policies for employees and yourself:
Private Medical Insurance
We provided a private medical insurance company with a detailed financial plan. This helped them manage cash flows better and reduce costs, improving overall financial health.
Critical Illness Cover
Although no one can predict what life will bring, having the right financial protection in place can help prepare us for difficult times. Critical illness cover is an exceptionally valuable employee benefit, providing much-needed financial support if they are diagnosed with a critical illness, such as cancer, a stroke or heart disease.
Income Protection
If one of your employees suffers a long-term illness or injury, this can not only have a devastating effect on them and their family, it can present a big challenge to your business too.
Life Cover
As one of the most common employer sponsored benefits in the UK, life cover offers simple yet highly valued protection for your employees. Having life cover in place can give peace of mind to your employees and their families.
Key Man Insurance
Guiding businesses through the complexities of key man insurance. Providing clear advice to ensure financial protection against unexpected loss of key personnel.
Group Pension Schemes
We work with businesses across the South West of England and beyond, to optimise their group pension schemes.
We help align plans, with company goals, to ensure compliance with local regulations and enhance employee satisfaction.
Private Medical Insurance
The wellbeing of your employees is extremely important, as is having the best possible cover when it comes to their health. While the NHS is a valued service, it cannot always be relied on in times of need.
With Private Medical Insurance, you and your employees have peace of mind that they can have the treatment they need, when they need it. No waiting lists, no lengthy referral procedures, just high-quality fast-tracked private consultations and treatment at a wide choice of hospitals or clinics. This ultimately leads to better productivity and efficiency as your employees are able to return to work sooner.
What private health insurance covers
Generally covering what are known as acute conditions, (those that have a known cure), PMI policies can vary depending on the provider, and some even offer further benefits, like no-claims discounts and free gym membership. At J Edward Sellars, we will research the whole of the market to find the best policies tailored to you and your situation. We welcome you to contact our team today to learn more about the benefits/packages we offer. We're proud to provide private medical insurance services to those in Bristol, and the Clevedon, Somerset area.
Critical Illness Cover
Although no one can predict what life will bring, having the right financial protection in place can help prepare us for difficult times. Critical illness cover is an exceptionally valuable employee benefit, providing much-needed financial support if they are diagnosed with a critical illness, such as cancer, a stroke or heart disease.
As an employer, one of your employees being critically ill can have a significant effect on your business – you may have to recruit new staff or train others to cover time off. With group critical illness cover, the financial implications for both you and your employees can be eased.
Group critical illness cover is an invaluable benefit to both your company and your employees. Upon diagnosis of one of a defined list of serious conditions, or undergoing one of a defined list of surgeries, your employee will receive a tax-free lump sum, (once they have survived for a specific period), which can help relieve the burden for them, their family and you.
Group critical illness policies can vary, with different illnesses and procedures being covered. We can help you find the right cover for the level of protection you want to offer your employees. By researching the whole of the market, we can tailor the most cost-effective solution to suit your requirements. Contact us today.
Income Protection
If one of your employees suffers a long-term illness or injury, this can not only have a devastating effect on them and their family, it can present a big challenge to your business too.
Income protection offers a continuing income to your employees if they are unable to work through injury or long-term illness. This provides an invaluable lifeline to them, offering peace of mind that they will continue to receive an income while they are unable to work. Income protection also offers a host of financial benefits to your company.
Currently employers have to pay Statutory Sick Pay for up to 28 weeks to any employee who is off work due to illness or injury. Group income protection can considerably reduce the financial cost to you, as benefits will be paid until the employee returns to work or reaches retirement. With a policy covering two thirds of a salary costing around 1% to 1.5% of payroll, it is also extremely cost-effective.
Highly regarded by both employees and employers, offering financial security when it is needed most, offers peace of mind all round. With access to the whole of the market, we can research the best possible income protection policies to find the one right for you, your employees and your business. We invite you to contact our team today for more information. We're proud to offer financial security to companies and employees throughout Bristol, and the Clevedon, Somerset area.
Life Cover
As one of the most common employer sponsored benefits in the UK, life cover offers simple yet highly valued protection for your employees. Having life cover in place can give peace of mind to your employees and their families.
The death of a breadwinner can have a devastating effect on a family. Knowing that any dependents will be provided for, should the worst happen, can play an important role in helping you retain high-calibre employees.
Group life cover is the ideal way to provide your employees with valuable protection, as it is far more cost effective than offering individual life cover policies. If an employee dies in service, group life insurance provides a lump sum to nominated beneficiaries or a pension to your employee’s spouse or civil partner.
Through our employee benefits service, we research the entire market place, to bring you the most high-quality and cost-effective options; cover can provide four times salary for as little as 1% of payroll.
There are a few things to think about when it comes to offering life insurance coverage to your employees, such as the level of cover you want to offer and whether all employees will be given the same amount. This is why our team will work with you to fully understand your situation, and find a solution tailored to suit the requirements of both your employees and your company. For more information about the employee group life policy options we offer in Bristol, and the Clevedon, Somerset area, please feel free to contact us today.
Achieve Financial Clarity Today
Juniper Hill Accountancy offers tailored financial solutions for individuals and small businesses in the South West, ensuring personalised and effective management of your finances.